Senior Assisted Living Vs. Home Health Care: Which One Is for Me?
Being unable to keep up with your home or having difficulty with everyday tasks such as taking a shower or getting dressed is frustrating. Realizing you cannot do it on your own anymore can be scary; however, you are not alone.There is no shame in needing and asking for help. That is why senior assisted living programs and home health assistance programs are available. Choosing a senior assisted living or home health care program doesn’t have to be overwhelming. It is important to be informed and aware of all senior health care options. When you have all the facts, it is much easier to make the decision that will best suit your needs.Home health care allows you to remain in your home while a nurse/aid visits to help you with any daily activities you would normally struggle with on your own. This can mean anything from bathing to administering medications to preparing meals. Normally, people who choose home health care are more enabled than people who choose a senior assisted living program. A senior living program combines housing with assistance for everyday life activities.If you find yourself unsure of which one to choose, it is wise to read the checklist below to help you decide what health care assistance program is right for you.Mobility – Do you find it difficult or painful to get out of bed in order to begin your daily activities? Do you find it difficult to move around your home? Are you unable to drive or with no reliable transportation to get groceries or go to appointments? It’s important to understand that a senior help living community provides reliable transportation for any needed trips. Assisted living also provides services such as housework, cleaning, and laundry, so you don’t have to worry about your limited mobility.Personal Care – Are simple tasks such as eating or dressing yourself too difficult due to pain or illness? Can you accomplish some life tasks, but not others? Home care is not 24/7, but it can be arranged to suit your needs at the times you need them. If you are totally unable to take care of yourself or your home, an assisted living program with its 24/7 available assistance might be a better choice.Medical Issues – Do you suffer from an illness or disease that limits what you can and cannot do? Is it hard for you to administer your medication on your own? A home health care nurse/aid can help you administer medication at your home. An assisted living program can help with any medical treatment required and are on call 24/7.By knowing the answer to these questions, you will better understand your wants and needs. Talk to your health care provider about these topics, especially if you answered “yes” to any of the questions above. Home health care and senior assisted living programs invest in your safety and satisfaction. There are over 31,000 senior assisted living programs nationwide. You are not alone.
The New Face of Modern India in Travel & Tour
Today, India has the potential to become the Global Super Power. Now, India is the 2nd fastest growing economy in the world after China with the growth rate 8.5%, and by 2013 we will beat China and will be on the 1st Position. India is territorially a large country, geographically a peninsula with a strategically dominating view of three major seas which could potentially provide a basis to control ship traffic from the Indian Ocean to Pacific Ocean by putting toll gates at the Malacca Straits, a long continuing civilization (over ten thousand years), a large and young population(average age of 29 years as compared to of China of 38 years, and Japan of 47 years)- which is termed as Demographic Dividend, and as proven inventors of cutting edge scientific discoveries in mathematics, astronomy, surgery and recently in high quality IT software. At present India has demonstrated innovative capacity in Chip design, Thorium reactors, Biotech, and pharmaceuticals.Travel & Tour is also the fastest growing industry in India. India tourism is gradually increasing every ending year. Nowadays, Indian people are traveling all around the world. The way of traveling by Indians is slightly different, preferring the luxury travel & tour.Organizers of the recent Travel and Tourism Fair (TTF) in Ahmedabad conducted a survey among Gujarat attendees, and results showed a significant number of Indian tourists prefer luxury travel and accommodations.TTF found that one-third of those surveyed had an average travel budget of Rs 80,000 as reported by the Times of India. Foreign tourism departments in attendance have taken notice of this trend and are offering more options for Indian travelers seeking upscale opportunities.”Switzerland provides tourists an option of staying together in fully furnished homes or chalet with a kitchen where one can cook one’s own meals,” Swiss travel agent Puneet Sehgal told the news source. Sehgal also noted that at least 400 Indians choose Switzerland for group vacations each year.Japan has been focusing promotions towards Indian tourists, specifically for theme parks. One Japanese travel agent at the fair told the Times of India that Osaka’s Universal Studios is a major attraction for Gujarati.More than 15,000 people attended this year’s fair, including exhibitors from Egypt, China, Dubai, Malaysia, Sri Lanka and many other nations.Celebrations times for Travel Industry…Travel Magazine has been informed there has been an increase in Package Holiday bookings this year compared to last year even though we are still in a trick economic climate. High Street Travel agents such as First Choice and Thomas Cook are celebrating after people looking for Holiday Deals in September helped increase bookings this year by 75% compared to booking for holidays last September.Some of the leading travel agents like Lets Travel India have been offering value deal holidays to help increase trade after the industry predicted early this year that the travel industry could suffer due to the unstable economic growth in the UK.Some of the top selling destinations which have helped increase trade for travel agents have been Canary Islands, India Tour and Spain with people looking for cheap package holidays as a large number of families could not afford holidays last year.Wise holiday makers have been keeping an eye on travel agents such as Lets Travel India to search for cheap package holidays after the company announced they were slashing prices on a large number of their holidays, while other holiday makers have been booking their own cheap flights and booking hotels abroad via the internet reducing the cost of their holidays.It was feared that a large number of travel agents would see themselves left with thousands of unsold holidays but with holiday makers looking for cheap deals after leading travel agents were forced to reduce their package holiday prices, this fear has now been reduced and travel agents are now claiming most of their unwanted holidays for September have been sold.The Indian travel industry is doing well with Indian flights. After having suffered from a somewhat slow season in 2008-2009, once again India is leading travel industry to the front, taken lime light and is seeing a growth in its travel industry of what is expected to be between 5-6% & 1-1.5% higher than the global average.There are two reasons behind this boom: one is the upcoming Commonwealth Games being hosted in Delhi in October & 2nd one is the Indian government efforts to boost the travel industry through improvements to international travel services and accommodation. This includes the completion of Terminal 3 of Delhi’s International Airport. The terminal is now the sixth largest in the world with a capacity for 37 million passengers per year. For the tourist and business travelers, this means shorter queues, more comfortable lounge areas, plenty of shops and increased flight offerings from UK airports including Birmingham, Belfast International and direct from London Heathrow as airlines bolster the number of Delhi-bound flights.In anticipation for the Commonwealth Games, the Indian government has also been giving the city of Delhi itself a major facelift; to such a point that professionals within the travel industry are anticipating that Delhi is quickly becoming a top contender as a one of the major travel destinations for world tourists.Of course, with all of this attention focused on India, destination-bound airlines and hotels are offering tempting fares and fabulous budget accommodation prices for Delhi bound tourists and business travelers – both in October during the Commonwealth Games 2010 in Delhi and beyond.
Crypto Currency Vs Fiat Currency
Crypto currency vs. Fiat currency
Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use of cryptos, while the other has a soft corner for the fiat currencies.
In cashless society- crypto money play a huge role
If you have a look at the market of the 1970s and 1980s, you will find that the cash played the dominant role. But, with the change in the technology, electronic transactions have become the usual norm. Today, more and more people are influenced in becoming the cashless society. With the progress towards the cashless society, cryptocurrencies have a big role to play.
Crypto currency and fiat currency are always at loggerheads
Cryptocurrency and fiat currency are popular types of digital currency, especially when it is about an online transaction. They both are currencies currently in use in the market but have some differences in them. There is a hell lot of hypes that you will hear on a daily basis comparing the crypto money and the fiat money. This article will highlight the difference between the two in a more comprehensive and clear manner.
Differentiating in what the currencies stand for
Before going for the difference between the two, you must understand what do they stand for and how are they are defined.
The fiat currency is a legal tender that has the support of the central government, and it operates in the physical form. For instance, US dollars, British Pounds, Euro etc. On the other hand, the crypto currency is a non-legal tender, and doesn’t have any backup from the central government or bank.
Hence, the difference between crypto currency and fiat currency is noted as follows:
• Crypto-currencies are decentralized and global in nature. There are no one entity or government that controls the currency with their laws and regulations. The Fiat currency is centralized, under the control of the laws and regulations of the banks and government.
• Crypto-currencies have their existence only in the digital domain. On the other hand, you will find that the fiat currencies have a tangible and physical existence.
• There is a limited supply of crypto-currencies with a maximum set of them getting supplied in the market. Whereas, the fiat money has an unlimited supply as the government and bank are entitled to produce coins and paper money whenever the situation is required.
• The Bitcoin and other crypto type currencies are created by the computers, while the fiat currencies are issued by the local government and the banks.
• Cryptocurrencies are presented as the public and private code pieces. On the other hand, the fiat currencies are presented in the form of coins and paper money.
• The value of the crypto currencies is not recognized by the supply and demand of the market. Whereas, the fiat currency value is determined by the market regulations of supply and demand.
The different types of crypto and fiat currencies
In the last one decade, the popularity of crypto type currencies has emerged as a huge success. It was in 2009, when Bitcoin was first introduced, and years after several other types of crypto currencies have emerged. Starting from Litecoin. Dogecoin, Ripple to the Dcash and Zcash, there is a plethora of them. On the other hand, the fiat currency has a rich and ancient roots, with the Great British Pound, that dates back to 775 AD. It is considered as the oldest currency in the world that is still in use.
The differences in the anonymity between the two currencies
When you are using the fiat currencies, you need to undergo a user identification or verification process. You are asked to upload a recent picture of yourself and some of the required documents to be issued as per the public authorities. You don’t need to undergo any of the required processes with the crypto currencies. Though your personal information and confidential details don’t get public, but all your transactions are recorded and tracked in both the fiat and the crypto currencies.
Fiat currency vs crypto currency: transparency level
• The transparency level with the crypto type currencies are considered to be more. This is because the revenue streams are displayed in a public chain. Everyone can witness their own and others’ transactions.
• The fiat or govt. currencies are not transparent, as there are not public chains to see the revenue streams of the people.
A comparative historical roots
If you compare the crypto money with that of its counterpart, fiat or government currency, you will find that their existence and creation brings the difference. The Fiat or government currency, dates back its existence as early as 775 AD with the introduction of the Great British Pound. This is why fiat type currency is easily accepted by the people all over.
On the other hand, the crypto coin was perhaps first introduced only a decade ago, with the introduction of Bitcoin in 2009. The challenge that the Bitcoin and other crypto currencies face is catching up with the immense popularity and increasing fan base of the fiat currency. Crypto currency, is no doubt gaining importance and popularity in the economic market, but it has still not been accepted widely in the society as the fiat currency.
A comparative history of the two currencies:
• It was in the 11th century, when the Chinese Song dynasty was perhaps the first one to issue the paper money. It was not allowed to exchange with valuables like gold and silver or silk.
• There were Tally sticks that were introduced as a fiat or government currency. 1100 Tally sticks were introduced as a combat for the shortages in gold.
• 1971, was the year, when the fiat currency received a worldwide recognition. President Nixon introduced it in order to eliminate the dollar pegging system to gold.
• It was in 1998, when the idea of an anonymous electronic cash system emerged by Wei Dai. Bitgold-the very first crypto currency was created by Nick Szabo, but it didn’t receive as much attention as Bitcoin.
• In 2009, Bitcoin was introduced in the market, that became the first crypto currency that was accepted across the globe. In 2011 and after, a series of several other crypto currencies were introduced. Some of the popular ones include, Litecoin, Dogecoin, Ethereum, Ripple, Zcash, Dash and so on.
The traits of both the currencies
The potential of the crypto type currencies and fiat currencies, accessing their traits is important. You will find that in some of the criteria, Bitcoin and other crypto currency is superior than the fiat or government currency, and in some cases, the latter surpasses. It is absolutely your call to choose the type of currency (crypto type currency or fiat type currency) based on your personal needs and requirements.
Let us compare their traits with respect to certain factors.
• Both the crypto coins and fiat type currencies are interchangeable in nature.
• As per the portability is concerned both the currencies secure more or less the same position.
• With respect to the non consumable criteria, crypto currency and fiat type currency have the equal status.
• Crypto type currencies have high durability as compared to the fiat-currencies that have moderate level of durability.
• Both the crypto or virtual currencies and the fiat or government currencies ensure secure and safeguarded transactions and exchange.
• Crypto or digital currencies are highly divisible in nature. On the other hand, the fiat type currencies are moderately divisible.
• In terms of the transaction process, the crypto currencies are easy and hassle free. Whereas, on the other hand, the traction process associated with the fiat currencies are easy, but not like the cryptos.
• The crypto based currencies are decentralized and global in nature, unlike the fiat currencies that are centralized and functions under the laws and regulations of the government.
• The crypto based currencies have high scarcity, where as, the fiat currencies are unlimited as the government can issue coins and paper money whenever there is a need.
• The crypto based currencies are based on mathematical algorithms, and are programmable. The fiat currencies are not at all programmable.
• The fiat currencies are sovereign in nature, while the crypto currencies are not.
The process of the functioning of the currencies
You can find the significant differences between the crypto or digital currencies and the fiat currencies with the way they both operate and the transaction process that take place. They are contrasting in nature. The transfer of money using the Bitcoin is very quick, and you absolutely don’t need any third party association.
On the other hand, if you are involved with the money exchange using Fiat type currency, a mobile wallet is in use. You can exchange an amount of e-money that gets transferred into the equal e-value amount. Both the fiat and the crypto currencies enable you to purchase everything that you desire. But the processes involved are absolutely distinct from each other.
Depending on the things you purchase, you will find that one currency form is better than the other. This is absolutely your choice.
Is Bitcoin, a crypto currency better than the fiat-currency?
The long term benefits and the capability of the Bitcoins is still not established. But it has been predicted by the crypto currency gurus and experts, that they will go a long way, especially revolutionizing the way the online transactions are done. In the current market, the Bitcoin is mainly included in the online casinos and the gambling, but it is not limited to it.
Furthermore, when you compare the fiat currencies, the Bitcoin allows you to seize the power and authority from the banks and the government since it is not controlled. The cryptography based currency has the capability to create or come up with the free market capitals. Fiat currencies are affected by the inflation and the changes in the market, unlike the crypto based currencies. Such aspects make individuals believe that cryptograph based currencies will soon take over the mainstream currencies and bring a transformation in the way the money is used.
Why is Bitcoins considered to be a better aspect than the fiat type currencies?
• Bitcoin gives you the opportunity to re-create a free market capitalism.
• The power of controlling the money is absolutely with the individuals, and not with the banks like the fiat type currencies.
• When there is an inflation, the Bitcoin is not affected. But the Fiat type currency will be easier to lose and get affected by it.
• The Bitcoin currency is easy easier to exchange and transfer as compared to the fiat or government currencies.
• The transaction fees involved with the Bitcoin are way cheaper and easily affordable.
Crypto currencies seem to be a favorable option among the people
The fiat type currencies are the centralized and legal way of exchanging money. But, the crypto currencies have acquired immense popularity in the past few years. There will never be anyone who would act as a middle man, like the case with the banks. Moreover, the cryptos are way cheaper and less expensive that the conventional fiat currencies.
Send money anywhere directly without waiting for the bank’s approval
You can send money to anyone in the world directly, and it is super fast. The money gets cleared within a few minutes time. You don’t have to wait for the traditional clearing and verification processes of the banking systems, which might take up to several days to get a clearance. Since it is decentralized and doesn’t come under the law and regulations of the government, nobody has any power to do anything with your account.
The blockchain technology has a very big role to play
Thanks to the crypto currencies, that gives us the power and the authority to become our very own bank, and take control over our finances. It is because of the blockchain technology that offers a higher level of sophistication while dealing with the finances. In fact, there are some mainstream financial industries that have started incorporating the idea of the technology.